Inventory Funding Guides for UK SMEs
Understand what inventory funding is, how the timing gap between paying suppliers and getting paid works, and how to choose the right funding structure for a UK business that carries stock.
Where would you like to start?
See how revolving credit, term loans, MCAs, and supplier credit compare for funding stock.
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What factor rates actually mean, how to calculate effective APR, and why repayment speed matters.
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What lenders look at when assessing inventory funding applications — and how to prepare.
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See how Juice structures a revolving credit facility for UK SMEs — pricing, terms, repayment options, and how to apply.
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Find the answer you're looking for
Read our inventory funding articles and guides
Frequently Asked Questions About Inventory funding in the UK
Inventory financing is funding that helps businesses purchase stock before receiving payment from customers. It bridges the timing gap between paying suppliers and collecting revenue — common in e-commerce, retail, wholesale, and manufacturing.
A revolving credit facility is one of the most flexible forms: draw down to pay your supplier, repay on agreed terms, and reuse the facility for the next order cycle without reapplying.
With Juice, most businesses receive a credit decision within 24 hours of connecting their financial accounts via open banking. Once your facility is in place, you can draw down funds quickly when you need them.
Yes. A revolving credit facility is one of the most flexible forms of inventory funding. You draw down to pay supplier invoices, repay on agreed terms, and reuse the facility for the next order cycle — without reapplying each time.
Juice Flex is a revolving credit facility built for UK SMEs (£50k–£1M). You only pay interest on what you draw, and there are no early repayment penalties.
It depends on the product. Traditional stock loans have fixed terms with set repayment schedules. A revolving credit facility works differently — there is no fixed term and no expiry date.
Juice Flex is a revolving facility: you draw when you need to, repay over a term of up to 24 months per draw, and the facility stays open for the next cycle. There is no minimum loan period and no early repayment penalties.
See how a revolving credit facility works for your business
Juice Flex is built for UK businesses that buy and sell stock. Draw when you need to pay a supplier, repay when customers pay, and reuse the facility for the next cycle. No fixed term, no early repayment penalties.