FAQs

Juice returns a decision on most complete applications within 24 hours, subject to status. Once approved, funds can be drawn within days. That speed helps when you spot a supplier opportunity, such as Black Friday stock or a wholesale vendor with a limited-time discount, or when you need funding quickly. We can decide quickly because we assess your application using real-time financial data from your connected accounts alongside your credit profile, not a credit score alone.

Want a decision in 24 hours? Apply now.

Juice offers Smart Growth Capital™ – a combination of flexible funding and real-time insights.

Our flagship product is Juice Flex, a revolving credit facility (£50K–£1M) that provides UK SMEs with an on-demand line of credit, allowing you to draw down funds when you need them and pay interest only on what you use.

To help you borrow smarter, it is powered by Juice Insights, our AI growth copilot. By analysing your real-time data, Juice Insights provides cash runway forecasts and financial health scores, ensuring you have the clarity to draw from your Flex facility at the most strategic moments for working capital, inventory, marketing, or seasonal scaling.

Juice offers Smart Growth Capital™ – a combination of flexible funding and real-time insights.

Our flagship product is Juice Flex, a revolving credit facility (£50K–£1M) that provides UK SMEs with an on-demand line of credit, allowing you to draw down funds instantly and pay interest only on what you use. To help you borrow smarter, it is powered by Juice Insights, our AI growth copilot. By analysing your real-time data, Juice Insights provides cash runway forecasts and financial health scores, ensuring you have the clarity to draw from your Flex facility at the most strategic moments for working capital, inventory, marketing, or seasonal scaling.

A revolving credit facility gives your business a pre-approved limit that you can draw from, repay on agreed terms, and redraw as often as you need without a new application. Unlike a fixed-term loan, where the funds are gone once spent, the facility is revolving: once repaid, your limit refreshes. That gives you ongoing access to manage inventory, bridge invoice gaps, or act on new opportunities, and you only pay interest on what you use.

You can use Juice funding for most working capital needs, including stock, marketing, supplier payments, and short‑term cash flow gaps. We’ll always encourage you to fund what works – using your data and our Insights to avoid unnecessary borrowing.

If you are a UK SME with regular revenue and you’re looking for flexible business funding rather than a long, complex bank process, Juice may be a good fit. We’ll always be upfront if we’re not the right option, giving you an explanation and a path forward. Get in contact today or apply on our platform to see if you are eligible.

Once you apply through our online and connect your information, we typically give a decision in 24 hours. If approved and you accept your offer, funds can be available shortly after, depending on your bank and drawdown choice. We’ll never promise “instant approval” – but we do move quickly and clearly.

Regardless of your ambitions and facility size, we’ll support you through the entire process and get you funded as efficiently and quickly as possible.