Because our revolving credit facility is designed specifically for working capital, it can support you with bridging the gap between paying suppliers, staff, or bills and receiving customer payments. Use it to cover payroll, buy stock, or fund marketing campaigns, then repay when revenue comes in. This flexibility helps you smooth out seasonal peaks and troughs, and avoids disrupting growth plans.

We require security in one of two ways:

• Business Security: A first-ranking debenture over the company’s assets. This is a standard document filed at Companies House that gives us security over your business’s assets (like stock or equipment) but does not involve your personal property.
• Personal Security: If a debenture is not suitable for your business structure, we may require a Personal Guarantee (PG) from the directors.

We’ll always be transparent about which option fits your application best before you commit.

A revolving credit facility is a flexible line of credit that lets your business draw down funds as needed, repay, and redraw funds again, without needing to reapply.

With Juice Flex, your facility has **no expiry date** – meaning you'll never have to go through the reapplication process again. You only pay interest on what you use, and you can choose repayment terms up to 24 months per draw.

Unlike traditional bank loans where you're locked into a fixed term, Juice Flex grows with your business permanently.

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Your credit limit is based on your business's monthly turnover and credit health. With Juice Flex you can access from £50K to £1M. As your business grows, your facility can often scale alongside you – and because Juice Flex has no expiry, you won't need to reapply or renegotiate terms. It's a lasting relationship built to grow with you.

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A revolving credit facility can often be more practical because it never expires. You can repay early with no penalties, choose repayment terms up to 24 months per draw, and funds are always available when opportunities arise. There's no reapplication process – your facility stays in place permanently.

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Juice approves most applications within 24 hours. Once approved, funds can be drawn within days. This speed is one of Juice's biggest advantages — if you spot a supplier opportunity (Black Friday stock, a wholesale vendor with a limited-time discount) or need capital urgently, Juice Flex can move fast.

The 24-hour approval is possible because our AI Growth Co-Pilot assesses your application against real-time financial data rather than just a credit score. We're looking at what your business actually does, not bureaucratic history.

Ready to get funding in 24 hours? Apply now.

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No. With Juice Flex, you apply once. You get approved in 24 hours. Your facility is then permanent — there's no fixed expiry date and no mandatory top-ups.

As long as your business is active and the facility is in good standing, it's there. You never have to fill out an application again. No paperwork. No new terms to negotiate. No uncertainty about whether you'll be approved next time.

This is one of the biggest differences between Juice Flex and traditional business loans — and it saves you time, stress, and admin. Your funding grows with you, predictably. You can plan ahead with confidence, knowing your facility won't disappear or force you into a renewal cycle.

Ready to get started?

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