Revolving Credit Facility Guides for UK SMEs
Whether you're researching revolving credit for the first time, comparing it against other funding types, or ready to apply — start here.
Where would you like to start?
See how a revolving credit facility stacks up against term loans, business overdrafts, merchant cash advances, and revenue-based finance.
Read
Find out how UK SMEs use revolving credit for inventory, cash flow gaps, seasonal spending, marketing, and bridging payment terms.
Read
What lenders look at, typical eligibility criteria, and what you will and won't need to apply, including debentures and personal guarantees.
Read
See how Juice structures a revolving credit facility for UK SMEs — pricing, terms, repayment options, and how to apply.
Read
Frequently Asked Questions About Revolving Credit Facilities in the UK
A term loan gives you a fixed lump sum with set repayments. A revolving credit facility lets you draw, repay, and redraw as needed — so you only borrow what you need, when you need it. See our comparison guide for the full breakdown.
It depends on your cash flow pattern and how often you need capital. If your costs and revenue don't land at the same time — stock before sales, payroll before invoices — revolving credit gives you the flexibility to bridge that gap. Start with our explainer or explore use cases by sector.
See Juice Flex for full product details, eligibility, and to start your application.
See how Juice Flex works
Juice Flex is a revolving credit facility with no fixed expiry, no debenture under £150K, and repayment terms up to 24 months. Draw when you need it. Repay on your terms. Only pay for what you use.