Get flexible working capital in 48 hours
see your personalised quotes in 60 seconds
48 hours descisions
No hidden fees
flexible repayments
£10k to £500k
Trusted by fast growing brands
See it. Plan it.Fund it.
step
1
Apply in 10 minutes
Connect your business accounts (Xero, QuickBooks, or bank statements). We assess your revenue, cashflow, and growth – not just your credit score.
step
2
Get approved in 48 hours
Most decisions within 2 business days. You'll see your credit limit, rate, and terms upfront. No hidden fees. No surprises.
step
3
Draw and repay flexibly
Access your credit line whenever you need it. Repay early with no penalties. Only pay interest on the amount you draw, for the time you use it.
See how much Could you access
How UK SMEs use Flex for working capital
These are illustrative examples based on typical business needs. Your Flex facility can be used for any legitimate business purpose.
Retail & E-commerce
"We needed to stock up for Black Friday in September, but cash from summer sales was tied up. Flex let us buy inventory early and pay back after the sales rush."
Construction & Trades
"Material costs spiked before a project started. We used Flex to secure materials at current prices, repaying when the first client milestone payment landed."
SaaS & Tech
"We wanted to double our ad spend to capitalize on a competitor's downtime. Flex funded the campaign, and we repaid from the increased MRR."
Logistics
"Fuel prices fluctuated wildly. Flex allowed us to bulk buy fuel cards at a locked-in rate, smoothing out our operational costs for the quarter."
Agency
"A major client pays on net-90 terms. We use Flex to cover freelancer invoices promptly, maintaining our reputation and talent network."
Have a different need?
Flex is versatile. See what rate and limit you can get in 60 seconds.
Ready to take control of your working capital?
get your personalised quote in 60 seconds.See your credit limit and rate before you commit.No hidden fees.No surprises.
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UK Support team