Business Finance Guides for UK SMEs

Juice is built for fast-moving SMEs, who need flexible funding without the hassle of traditional banking. Here’s how we’re different:

• Faster decisions: Get approved and funded in as little as 24 hours
• Flexible credit: Draw, repay, and redraw as needed, and only pay for what you use
• Smart insights: Real-time cash flow forecasts help you borrow smarter
• No hidden fees: Transparent terms, no surprises

Juice gives you the speed, flexibility, and insights you need to grow, without the red tape of traditional banks.

With our streamlined process, you can often receive a decision within 24–48 hours of submitting your application and connecting your business data. Once approved, funds are quickly available and can be drawn down immediately, helping you act fast on opportunities.

It depends on whether your capital need is one-off or recurring. Start with our guide to types of business finance to understand your options.

Most lenders review trading history, monthly revenue, and profitability. Some also assess existing debt and director credit history. Our application guide covers what to prepare and how alternative lenders differ from banks.

A business loan gives you a fixed lump sum repaid over a set term. A revolving credit facility lets you draw, repay, and redraw up to an agreed limit as your cash flow changes. See our comparison guide for the full breakdown.

Banks apply strict criteria around trading history, security, and profitability that many growing SMEs cannot meet. Alternative lenders assess businesses differently. Our guide covers what to do if your bank has said no.