Every week you wait, you're leaving growth on the table.
Get the working capital your business deserves with decisions in hours, not weeks.
£50k-£1M revolving credit facility
No hidden fees
£250K
500+
Under 24h
See it. Plan it. Fund it.
Step
1
Apply in 10 minutes
Securely connect your business accounts. We assess your revenue, cashflow, and growth potential – to make sure we're the right partner.
Step
2
Get a customised offer
Most decisions within 24 hours. You'll see your credit limit, rate, and terms upfront. No hidden fees. No surprises.
Step
3
Draw and repay flexibly
Access your revolving credit facility whenever you need it through your dashboard. Repay early with no penalties. Only pay interest on the amount you draw, for the time you use it.
Funding built for your business
Fast, transparent funding to keep your business moving
Fast
Flexible
Fair
Smart Growth Capital™ for profitable, confident growth
Why UK SMEs choose Juice for business loans and working capital.
Profit-first, not debt-first
We focus on sustainable growth, not pushing the biggest business loan we can.
Our Smart Growth Capital™ gives you intelligence and capital — so you can fund what actually works.
Fully transparent
Transparent pricing is how we operate, not an empty promise.
No hidden fees. Clear pricing. See exactly what you'll pay before you commit. Repay early anytime, no penalties.
Fully flexible
Built for real UK SMEs, with funding that adapts to your business.
Draw down when you need it, and only pay for what you use. Perfect for managing seasonality, inventory, or testing new growth initiatives.
Long-term access
Juice Flex gives you a 24-month revolving credit facility you can repeatedly access.
It fits your business rhythm, not a rigid repayment schedule, giving you confidence to grow sustainably.
Fast, yet responsible
Get a decision typically within 24 hours, not weeks.
We move quickly without cutting corners on affordability or suitability.
Want to find out more about how much you could access?
Check out our calculator and see your total potential funding over 24 months.
"Excellent service from the entire team at Juice. Easily broke down the terms of the RCL and advised on how best to leverage. The platform is super easy to use and you get the funds within 24 hours.
"We've been using Juice as a lending facility for the past nine months and the experience has been exceptional. They're flexible, helpful and consistently efficient, which is exactly what we need as a growing business."
Frequently asked questions about Juice and UK business loans
Juice offers Smart Growth Capital™ – a combination of flexible funding and real-time insights.
Our flagship product is Juice Flex, a revolving credit facility (£50K–£1M) that provides UK SMEs with an on-demand line of credit, allowing you to draw down funds instantly and pay interest only on what you use. To help you borrow smarter, it is powered by Juice Insights, our AI growth copilot. By analysing your real-time data, Juice Insights provides cash runway forecasts and financial health scores, ensuring you have the clarity to draw from your Flex facility at the most strategic moments for working capital, inventory, marketing, or seasonal scaling.
A revolving credit facility gives your business a pre-approved limit that you can draw from, repay as your cash flow allows, and redraw as often as you need without needing a new application. Unlike a traditional loan where the capital is gone once spent, your available balance resets every time you make a repayment—giving you a permanent safety net to manage inventory, bridge invoice gaps, or seize new opportunities the moment they arise. The best part - you only pay interest on what you use.
You can use Juice funding for most working capital needs, including stock, marketing, supplier payments, and short‑term cash flow gaps. We’ll always encourage you to fund what works – using your data and our Insights to avoid unnecessary borrowing.
If you are a UK SME with regular revenue and you’re looking for flexible business funding rather than a long, complex bank process, Juice may be a good fit. We’ll always be upfront if we’re not the right option, giving you an explanation and a path forward. Get in contact today or apply on our platform to see if you are eligible.
Once you apply through our online and connect your information, we typically give a decision in 24 hours. If approved and you accept your offer, funds can be available shortly after, depending on your bank and drawdown choice. We’ll never promise “instant approval” – but we do move quickly and clearly.
Regardless of your ambitions and facility size, we’ll support you through the entire process and get you funded as efficiently and quickly as possible.