What information do you need to apply for a revolving credit facility?

Updated on 27 May 2026.

Part of our Revolving credit facility guide.

Exactly what UK limited companies and LLPs need to provide when applying for Juice Flex, how open banking replaces most of the paperwork, and which extra documents may be requested for larger facilities. The full process walk-through sits in applying for a revolving credit facility with Juice.

The short answer

For most Juice Flex applications, you’ll need: your business registration details, director information, and access to your business bank account via open banking. That’s it for the majority of applications. Because Juice uses open banking to access your financial data, you won’t need to manually produce bank statements, cashflow spreadsheets, or paper-based documentation in most cases.

What’s required in detail

1. Business registration details

Why it’s needed. Lenders use your Companies House registration number to verify that your business exists, is actively registered, and to cross-reference director information.

• Company registration number (for limited companies and LLPs)
• Registered business name and address

Note. Juice Flex is available to UK limited companies and LLPs. We do not currently lend to sole traders, partnerships, or individuals.

2. Director information

Why it’s needed. Lenders conduct a credit check on the director(s) of the business as part of the assessment. For Juice Flex, this starts as a soft search at the eligibility stage.

• Full legal name
• Date of birth
• Current home address (and previous address if you’ve moved in the last 3 years)
• Contact email address

Multiple directors. If your business has multiple directors with significant shareholding (typically 25% or more), Juice will guide you through which information is required.

3. Business bank account access (open banking)

Why it’s needed. This is the most important piece of information in the application.

What open banking is. Open banking is a secure framework that operates under FCA supervision. It allows you to share read-only access to your bank data with authorised providers. Juice accesses your data through a regulated open-banking provider. Juice never sees your bank credentials and cannot make transactions on your behalf. You can revoke access at any time.

Which accounts to connect. Your primary business current account is essential. If you have multiple business accounts, connecting all of them typically gives us a fuller picture.

What if I bank with a provider that doesn’t support open banking? While open banking is now widely supported by UK banks, some smaller or newer providers may have limited compatibility. In these cases, we may ask you to provide recent bank statements as an alternative.

4. Contact information

• Business email address
• Business phone number

When additional documents may be required

For most straightforward applications, the above is sufficient. In some cases (particularly for larger facilities or businesses with more complex structures), we may request:

• Management accounts. P&L and balance sheet for the last 3 to 6 months.
• VAT returns. Most recent two or three VAT returns.
• Filed accounts. We can access these directly via Companies House.

Preparing for a smooth application

1. Make sure your business banking is clean and dedicated.
2. Check your Companies House details are up to date.
3. Know your company registration number (it’s an 8-character number).
4. Have your bank login details accessible for open banking.

For wider eligibility detail, how to get a revolving credit facility in the UK is the natural companion read. If you’ve been declined elsewhere, revolving credit after rejection is the right starting point.

A note on data security and privacy

All information you provide during the Juice Flex application is handled in accordance with UK GDPR and our privacy policy. The open banking framework is supervised by the FCA, and the data we access is used solely for the purpose of assessing your credit application. We do not sell your data to third parties.

Ready to check your eligibility?

Juice Flex is available to UK limited companies and LLPs with monthly turnover of £20,000 or more. Facilities run from £50,000 to £1,000,000, subject to status and lending criteria. Checking your eligibility uses a soft credit search, so there’s no impact on your credit score.

Check your eligibility →