Business Loan Resources for SMEs
Everything UK SMEs need to know about business loans. Explore our expert guides and resources.
How does revolving credit compare to a term loan, overdraft, or revenue-based finance?
Would this work for my inventory, cash flow gaps, seasonal spending, or marketing?
Latest Resources
Business loan guides and expert advice for growing companies
What our clients say
Check what the clients are saying about Juice's revolving credit facility:
"We needed something flexible that matched the rhythm of e-commerce. Working with Juice Finance gave us exactly that. The revolving credit facility allowed us to draw down capital for inventory when we needed it and repay as revenue came in. That flexibility dramatically improved cash flow management, enabling us to invest more confidently in inventory without stalling growth."
Abigail Reid
"We got great support from the Juice team to navigate and now we're in a really strong position to grow in the future"
Sam Moseley & Rhys York
"Juice has been a game-changer for us, providing the flexible funding and support needed to confidently expand into new markets"
Rosie Speight
Frequently asked questions about Juice and UK business loans
The best loan depends on your specific goals and cash flow needs.
Consider:
- If you have a specific, one-off purchase in mind, a fixed-term loan may be best.
- If you want ongoing flexibility and to only pay for what you use, consider a revolving credit facility.
- If your income fluctuates, revenue-based finance could offer the most breathing room.
Still unsure?
Our team can review your business’s financials and goals to recommend the the right option based on your business needs and cash flow cycle.
Juice offers Smart Growth Capital™ – a combination of flexible funding and real-time insights.
Our flagship product is Juice Flex, a revolving credit facility (£50K–£1M) that provides UK SMEs with an on-demand line of credit, allowing you to draw down funds instantly and pay interest only on what you use.
To help you borrow smarter, it is powered by Juice Insights, our AI growth copilot. By analysing your real-time data, Juice Insights provides cash runway forecasts and financial health scores, ensuring you have the clarity to draw from your Flex facility at the most strategic moments for working capital, inventory, marketing, or seasonal scaling.
Juice is built for fast-moving SMEs, who need flexible funding without the hassle of traditional banking. Here’s how we’re different:
- Faster decisions: Get approved and funded in as little as 24 hours
- Flexible credit: Draw, repay, and redraw as needed, and only pay for what you use
- Smart insights: Real-time cash flow forecasts help you borrow smarter
- No hidden fees: Transparent terms, no surprises
Juice gives you the speed, flexibility, and insights you need to grow, without the red tape of traditional banks.
Eligibility is based on factors like your business’s trading history, monthly turnover, credit profile, and financial health. We usually require at least 12 months’ trading and a minimum turnover threshold. We’ll assess your application quickly and transparently, and always give you clear feedback on what’s needed.
With our streamlined process, you can often receive a decision within 24–48 hours of submitting your application and connecting your business data. Once approved, funds are quickly available and can be drawn down immediately, helping you act fast on opportunities.
Ready to Take Your Business to the Next Level?
Our flexible funding solutions are designed to help UK SMEs grow, manage cash flow, and seize new opportunities.