Small Business Loan Finder

Choose how much your business needs. See which Juice fits straight away, before you apply or speak to anyone. Funding from £5k to £1M for UK limited companies.

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including an estimate is fine
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Enter an amount to see which facility applies.

Juice Now

Up to £150k

Funding, fast — less paperwork.

  • Decision within 24 hours
  • Get started with open banking, up to £75k

Juice Flex

£150k – £1M

A facility that never expires.

  • No expiry, no mandatory top-ups
  • Repayment terms up to 24 months

To see the exact price and fees for your business, apply.

Apply for funding
Trusted by 100+ UK businesses ready to grow:

Business funding built for smaller businesses

Why Juice Now?

Most funding is built for businesses several times your size, so you send months of accounts, wait weeks, and get offered more than you asked for. Juice Now runs the other way round.

1   £5,000 to £150,000
For UK limited companies, so you're not pushed into a facility bigger than you asked for.
2   A decision in 24 hours
Connect your business bank data and get a clear answer in a day, subject to status.
3   No upfront fees or facility fee
A flat monthly fee on what you've borrowed, and nothing on what you haven't. Each draw repays in fixed monthly instalments over 6 to 12 months, so you know the number before you commit. Outgrow it and Juice Flex goes up to £1,000,000.
Check eligibility

‍Why smaller businesses choose Juice Now

Pay As You Grow

Support your business growth with smaller, regular payments over time.

Perfect for investing in marketing strategies, expanding market reach, and funding initiatives with predictable cashflow impact.


Draw down what you need as opportunities arise, and only pay interest on what you use.

Apply now

All In One Go

Minimise immediate financial outlays and defer repayment until a later date.

Ideal for managing inventory cycles, seasonal peaks, or strategic stock purchases, where you know exactly when revenue will land.

Control your cash flow with full visibility and flexibility over your financial planning.

Apply now

What does a small business loan calculator show you?

The calculator works from three numbers: how much you borrow, how long you repay over, and what the funding costs.
‍The trade-off is between the first two. Spread the same amount over a longer term and the monthly instalment falls — but you're paying for the money for longer, so the cost rises. A repayment you can absorb comfortably each month can still be the more expensive one.
What it can't tell you is whether to borrow at all. If £40,000 of stock turns over twice before the facility is repaid, the funding cost is a rounding error against the margin. If it sits in a warehouse, it isn't.

What could you use small business funding for?

The test is always the same: does the expected return justify the cost of the money? These are the situations where it usually does.

Stock and inventory

Buying ahead of a season, or at volume for a better unit price, where the margin covers the cost of funding several times over.

Marketing and customer acquisition

Where you already know your acquisition cost and payback period, and the constraint is cash rather than confidence.

Seasonal working capital

Bridging the gap between paying for a peak and earning from it

Supplier payments

Taking an early-settlement discount, or holding terms with a supplier you don't want to strain.

A growth opportunity with a deadline

A contract, a stock allocation, a site — something that won't wait for next quarter's cash.

A short-term cash-flow gap

A customer pays late, payroll doesn't move.

Funding is not free, and it isn't right for every one of these every time. Approval depends on our assessment of your business, and a facility only makes sense where the return is reasonably likely to exceed what it costs you.

What could you use small business funding for?

The test is always the same: does the expected return justify the cost of the money? These are the situations where it usually does.

Funding is not free, and it isn't right for every one of these every time. Approval depends on our assessment of your business, and a facility only makes sense where the return is reasonably likely to exceed what it costs you.

Choose how much your business needs and how long you want to repay over.

You will see an indicative cost for Juice Now funding straight away, before you apply or speak to anyone. Funding from £5k to £150k for UK LTDs.

Enter an amount to see which facility applies.

Juice Now

Up to £150k

Funding, fast — less paperwork.

  • Decision within 24 hours
  • Get started with open banking, up to £75k

Juice Flex

£150k – £1M

A facility that never expires.

  • No expiry, no mandatory top-ups
  • Repayment terms up to 24 months

To see the exact price and fees for your business, apply.

Apply for funding

From calculator to funding

1   Check your numbers
Use the calculator above to see what funding could cost across the amount and term you're considering.
2   Check eligibility
Applying takes minutes. You'll securely connect your business bank data — for facilities up to £75,000 that's usually all we need.
3   Get your decision
We aim to come back within 24 hours on complete applications, subject to status. If approved, you'll see your facility limit and terms before you draw anything.
Check eligibility

What our clients say

From e-commerce to hospitality — here's what UK SME founders say.

"There's no doubt that Juice has helped us scale to become a seven-figure podcast agency. Having the security and knowledge of the revolving credit facility from Juice being there has helped me better sleep at night when it comes to making decisions on certain projects."

Dan Cottrell

Founder & Podcaster In-Chief

You can take the money as and when you need it. You don’t really notice that you’re paying it back because it’s in small increments on a weekly basis. This funding structure provided the "comfort and confidence".

Rob Hattersley

Managing Director

"We needed something flexible that matched the rhythm of e-commerce. Working with Juice gave us exactly that. The revolving credit facility allowed us to draw down capital for inventory when we needed it and repay as revenue came in. That flexibility dramatically improved cash flow management, enabling us to invest more confidently in inventory without stalling growth."

Abigail Reid

Founder of Mervawe

More than a number on a loan calculator

A calculator tells you what money costs. It doesn't tell you whether to take it, how much, or when, and those are the decisions that actually determine whether funding helped.

Smart Growth Capital™ is our name for pairing the capital with the information you need to use it well: what your numbers are doing, where the return is, and when holding off is the better call. Plenty of lenders will happily approve you for more than you should borrow. We would rather you drew £30,000 that earns its cost than £100,000 that doesn't.

Small business loan finder FAQs

Juice Now is for UK limited companies. Subject to status and lending criteria.

For facilities up to £75,000 you connect your business bank data through Open Banking, so there is no accounts pack to assemble.

Applying takes minutes and we aim to give a decision within 24 hours on complete applications, subject to status.

No. The calculator is an estimate and involves no credit check.

Each draw repays in fixed monthly instalments over 6 to 12 months.

There are no upfront fees and no facility fee. You pay a flat monthly fee on what you have borrowed, and nothing on what you have not. The calculator shows an indicative total before you apply.

Juice Now covers £5,000 to £150,000 for UK limited companies. Above £150,000, Juice Flex goes up to £1,000,000. Your actual limit depends on our assessment of your business. Subject to status and lending criteria.

You enter how much you want to borrow and over how long. The calculator applies the cost of funding to that amount and shows you the monthly instalment, the total cost of borrowing and the total amount repayable. It is an estimate based on standard pricing, not a quote for your business.

See what your business could qualify for

You've run the numbers. The next step takes minutes, and you'll have a decision within 24 hours, subject to status. £5,000 to £150,000 for UK limited companies. No upfront fees.