From Stockroom to Sales Floor: Funding That Moves at Your Pace

Running a non-digital business requires agility, business doesn’t wait! One week you’re ordering extra stock for an event or promotion, the next you're replacing a broken fridge or launching a new menu. Things move fast - and cash flow doesn’t always keep up.

That’s where flexible funding comes in. At Juice we’re excited to be expanding our offering to partner with these fast-paced businesses, giving you the flexibility and control to keep your business moving.  

A revolving credit facility could be perfect for you! But let’s not get too financial too fast. Let’s break it down first. 

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What is flexible funding and why should you care?

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Flexible funding is exactly what it sounds like. It gives you access to money when you need it, without jumping through hoops every time. A revolving credit facility works much like a business credit card: you get a credit limit, and you can borrow from it as needed. It’s a much more flexible option in comparison to a credit card however, enabling continuous access to funds, repayment and re-borrowing within an agreed limit. There's no need to reapply every time you want to launch a marketing campaign or a supplier offers you a last-minute bulk deal.

A recent study* reported worries about finance as a key contributor to small businesses delaying or missing opportunities to grow. Cash flow concerns continue to be a barrier to growth and for many independent businesses, these worries aren’t about big expansion plans - they’re about getting through the next weeks.

Support with your business finances doesn’t have to solely come from big banks anymore. Alternative funding options are readily available to help businesses, especially small ones and startups, secure the funding they need to boost their potential. Don’t get left behind, with the right partner you can get access to the financial support and confidence to grow your business. 

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Real talk: where this can help you

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🧾 Inventory management

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You know your bestsellers, the items customers come in asking for by name. But stocking up often requires cash upfront. A revolving facility lets you act on seasonal trends or bulk discounts without draining your cash reserves. That’s especially useful when suppliers offer “buy now, pay later” deals that sound great… but still need you to cover delivery and storage.

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🍔 Jump on a marketing trend 

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Planning a new menu or a relaunch. You want to advertise. Maybe local flyers, Facebook ads, or even a sandwich board artist for your pavement sign. Funding like this can cover the upfront costs of marketing, so you don’t miss out on foot traffic just because the timing wasn’t perfect.

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🪑 Everyday essentials

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Businesses have essentials too. Having a flexible facility means you don’t need to choose between fixing a problem and elevating your business. 

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Let’s look at traditional funding

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You might be wondering, "Why not just get a traditional bank loan?" It's a fair question, but for many small businesses, especially in sectors like retail, hospitality, and local services, traditional funding routes can be more of a hindrance than a help. 

Also we know from research that 28% of small businesses don’t think there is good financial support available for them. 

Loans have their place. But they’re often rigid. You get a lump sum, pay it off on a set schedule, and that’s that. Your business needs agility and not necessarily a big lump sum all in one go.  

Exploring flexible funding options, like revolving credit facilities, can provide the adaptability and support needed to manage inventory, market your business effectively, and seize growth opportunities, without the burdens associated with traditional loans.

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Funding that works for your needs

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If you’re running a bricks-and-mortar business, you know flexibility isn’t just nice to have — it’s survival. Revolving credit facilities are designed with your kind of business in mind.

So whether you’re running a local pub, managing a pharmacy, or trying to keep your shelves full during a cost-of-living squeeze, this kind of funding can help keep things moving — from the stockroom to the sales floor.

Not all credit facilities are equal. When it comes to finding a funding partner you should consider:

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- Transparent pricing - beware of any hidden charges

- Repayment structures - does this work for your business

- How long will it take to get a decision - because you can’t wait weeks

- A team who can support you - to make the most of the opportunity that lies ahead

And make sure you’re in control — because that’s the whole point.

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Want to learn more about how revolving credit can help your business grow at your pace? Reach out to our team — no hard sell, just passion to help you grow.

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